Metal vs. Asphalt Shingles: A Cost Comparison Guide

Roofing And Home Repair

May 13, 2025

Explore the cost and durability differences between metal and asphalt shingles to find the best roofing option for your home.

When choosing a roof, cost and durability are key factors. Here's a quick breakdown:

  • Asphalt shingles: Cost $4–$10 per sq ft, last 15–30 years, and are budget-friendly.

  • Metal roofing: Cost $10–$27 per sq ft, last 40–70 years, and save up to 40% on cooling costs.

Quick Comparison:

Feature

Metal Roofing

Asphalt Shingles

Cost (per sq ft)

$10–$27

$4–$10

Lifespan

40–70 years

15–30 years

Energy Savings

Up to 40%

10–30%

Wind Resistance

Up to 140 mph

60–130 mph

Maintenance

Minimal

Moderate to High

Fire Resistance

High

Moderate

Key Takeaway:

Metal roofs cost more upfront but last longer and save on energy. Asphalt shingles are cheaper initially but need more frequent replacement. Choose based on your budget, climate, and how long you plan to stay in your home.

1. Metal Roofing Costs

Purchase and Installation Costs

The average cost to install a metal roof is around $11,721, though prices can vary based on the material you choose and where you live. Here's a breakdown of common metal roofing materials and their costs:

Material Type

Cost per Square Foot

Steel (Galvalume/Galvanized)

$4–$10

Aluminum

$6–$13

Copper

$15–$30

Zinc

$13–$25

Labor costs make up about 60% of the total installation price. For a typical project, labor expenses range from $400 to $800 per 100 square feet of roofing.

One of the perks of metal roofing is its lower ongoing maintenance costs when compared to other materials.

Maintenance and Repair Costs

Metal roofs are known for being low-maintenance. A professional inspection, which is recommended annually, typically costs between $120 and $400, depending on the size and complexity of your roof. However, the specific type of metal roof can influence maintenance needs:

  • Standing seam roofs: Maintenance is usually focused on areas around penetrations like vent pipes.

  • Screw-down panels: Screws may need replacing every 5–10 years.

Weather Protection

Metal roofs are built to last. With a lifespan of 40 to 70 years or more, they offer exceptional durability and weather resistance, which can significantly lower long-term ownership costs. Plus, homeowners can recover up to 60% of the installation costs when selling their home.

Energy Savings

Metal roofs also shine when it comes to energy efficiency, thanks to their reflective properties:

  • Reflect 50–60% of UV rays.

  • Reduce surface temperatures by as much as 50°F.

  • Coatings with high reflectivity can release up to 90% of absorbed solar radiation.

For the best energy savings, consider adding reflective coatings and proper insulation. South-facing roofs, in particular, can take full advantage of the reflective benefits of metal roofing.

2. Asphalt Roofing Costs

Purchase and Installation Costs

If you're looking for a budget-friendly roofing option, asphalt shingles are worth considering. Installation costs for asphalt shingles typically range between $3,390 and $12,220, with the national average landing at $7,540. Here's a quick breakdown of the costs based on shingle type:

Shingle Type

Cost per Square Foot (Installed)

Features

Basic 3-tab

$3–$4

Standard wind resistance, 20–25 years lifespan

Architectural

$4–$7

Greater durability, dimensional look

Luxury

$7–$10

Premium design, maximum durability

Contractor material costs generally fall between $55 and $280 per square (100 square feet), depending on the grade of shingles. Keep in mind, the complexity of your roof and how accessible it is will also influence installation costs.

Maintenance and Repair Costs

To get the most out of your asphalt shingles, regular maintenance is essential. Experts recommend scheduling professional inspections twice a year, as well as after any major storm. Common upkeep tasks include:

  • Checking for granule loss

  • Fixing cracks or tears

  • Maintaining flashing

  • Cleaning gutters

Staying on top of these tasks can help extend the life of your roof and prevent costly repairs down the road.

Weather Protection

When it comes to weather resistance, asphalt shingles perform differently based on their design. For example:

  • Three-tab shingles can handle winds up to 60–80 mph.

  • Architectural shingles are tougher, withstanding winds of 110–130 mph.

For areas prone to hail, you can opt for impact-resistant shingles, which provide an extra layer of protection.

Energy Costs

Modern advancements in asphalt shingle technology can also help with energy efficiency. Some shingles feature "cool roof" technology, which can lower roof surface temperatures by 50–60°F, reducing energy demand by 10–30% during peak cooling months. Pairing light-colored, solar-reflective shingles with proper attic ventilation can further cut down on cooling costs. It's a practical way to keep your home comfortable while saving on energy bills.

Metal Roof vs Shingles Roof Costs. Is A Metal Roof Worth It? [Price For Metal Roof Vs Asphalt + ROI]

Cost and Performance Comparison

Let’s dive deeper into how metal and asphalt roofing stack up in terms of overall value and performance, building on the earlier cost and maintenance insights.

Initial Investment vs. Long-Term Value

Metal roofs come with a steeper upfront price tag, ranging between $10–$27 per sq ft, compared to asphalt shingles, which cost $4–$10 per sq ft. While the initial expense might seem intimidating, it’s crucial to weigh these costs against the potential long-term benefits.

Component

Metal Roofing

Asphalt Shingles

Average Project Cost

$13,200

$9,200

Insurance Savings

Up to 35%

Standard rates

This comparison highlights how initial costs can set the stage for evaluating returns over time.

Lifetime Value Analysis

For a 2,500-sq-ft home, the long-term economics become clearer:

  • Metal Roof: With an upfront cost of $27,500 and a lifespan of 50 years, the annual cost averages $550.

  • Asphalt Shingles: Starting at $15,000 for installation, but requiring replacements every 15 years, the annual cost jumps to $1,000.

Over a 45-year period, a metal roof holds steady at $27,500, while asphalt shingles, needing three replacements, total approximately $60,000.

Energy Efficiency Impact

Metal roofs are highly energy-efficient, reflecting 60% of solar heat and cutting cooling bills by up to 40%. With reflective finishes, they can reduce surface temperatures by as much as 42%. On the other hand, asphalt shingles reflect only 30% of solar heat and can reach temperatures as high as 150°F in summer. While cool-roof asphalt options offer some improvement, they don’t match the efficiency of metal roofing.

Weather Resistance and Durability

Performance in extreme conditions is another key distinction. Metal roofing is built to endure, withstanding winds up to 140 mph, making it a low-maintenance option over time.

Performance Factor

Metal Roofing

Asphalt Shingles

Lifespan

40–70 years

15–30 years

Wind Resistance

Up to 140 mph

Generally lower

Maintenance Needs

Minimal

Moderate to High

Fire Resistance

High

Moderate

Impact Resistance

Excellent

Variable

While metal roofs require a larger initial investment, their durability, energy efficiency, and reduced maintenance often make them a smarter choice for long-term homeowners. However, for those on tighter budgets or with shorter-term housing plans, asphalt shingles remain a practical alternative.

Summary and Recommendations

After weighing the costs and benefits, here’s how to decide which roofing option suits you best.

Budget Considerations

Cost Factor

Metal Roofing

Asphalt Shingles

Material Cost

$4–$30/sq ft

$1.50–$4/sq ft

Installation Cost

$2–$14/sq ft

$2–$3/sq ft

Average Total Project

$15,000–$40,000

$8,500–$15,000

Typical Repair Cost

$1,700

$975

These numbers can help guide your decision based on your financial priorities and project scope.

When to Choose Metal Roofing

Metal roofing is the better option if:

  • You’re planning to stay in your home for more than 15 years.

  • You live in an area with extreme weather conditions (like high winds up to 140 mph) or want to save 10–25% on cooling costs.

  • You value low-maintenance roofing.

  • You’re comfortable with a higher upfront cost for long-term savings.

"A metal roof is often referred to as a 'Lifetime Roof,' meaning you should only need to purchase one in your life for your house. It's a long-term investment. The upfront cost of a metal roof will be more than a quality asphalt roof. However, the overall costs over the lifetime of the roof will be less with a metal roof."

When to Choose Asphalt Shingles

Asphalt shingles might be the better fit if:

  • You’re working with a tighter budget.

  • You plan to sell your home within 15 years.

  • Asphalt roofs are common in your area and meet local standards.

  • You don’t mind more frequent maintenance.

  • You’re looking for lower repair costs.

Climate-Based Recommendations

For hot climates, metal roofing’s reflective properties can offset its higher upfront cost by reducing energy bills. In areas prone to severe weather, its durability and wind resistance make it a strong contender.

To make the most informed choice, get multiple quotes from licensed contractors and factor in your local climate, budget, and long-term housing plans. While metal roofing costs two to three times more initially, its 40–70-year lifespan and lower maintenance needs can make it a more economical option over time compared to asphalt shingles, which typically last 15–30 years.

Use these insights to match your roofing choice with your financial goals and future plans.

FAQs

What should I think about when choosing between metal and asphalt shingles for my roof?

When deciding between metal and asphalt shingles, it's important to weigh factors like durability, cost, maintenance, and how well they handle your local climate. Metal roofs are known for their long lifespan - often lasting 50 years or more - and they require very little upkeep. Plus, they can help with energy efficiency by reflecting heat, which might even bump up your home's resale value. The downside? They tend to have a steeper upfront cost.

On the other hand, asphalt shingles are easier on the wallet initially, which is why they’re such a popular choice. That said, they usually need repairs or replacement every 15–30 years, depending on their quality and how rough the weather gets in your area. If you live somewhere with extreme weather, metal roofs might hold up better, while asphalt shingles could be a sensible pick for regions with milder conditions. Think about long-term expenses versus what you can afford now, and prioritize what matters most for your home’s needs.

What are the long-term maintenance and repair costs of metal roofs compared to asphalt shingles?

Metal roofs are known for their lower long-term maintenance and repair expenses compared to asphalt shingles. Thanks to their durability and resistance to common problems like cracking or warping, metal roofs typically demand very little upkeep throughout their lifespan. On the other hand, asphalt shingles often require more frequent repairs or replacements, especially in regions prone to harsh weather conditions.

Although the upfront cost of installing a metal roof can be higher, its extended lifespan and minimal maintenance needs often translate into considerable savings over the years. For homeowners seeking a durable and low-maintenance roofing solution, metal roofing can be a smart investment.

Which roofing material is better suited for different climates: metal or asphalt shingles?

Both metal roofs and asphalt shingles offer distinct advantages depending on the climate where you live. Metal roofs stand out for their durability, especially in areas with extreme weather like heavy snow, ice storms, or strong winds. They also reflect sunlight effectively, which can help reduce cooling costs in hot climates - a great plus for energy efficiency.

On the other hand, asphalt shingles are a more budget-friendly option upfront but may not hold up as well in harsh conditions. They can be vulnerable to prolonged UV exposure and high winds, which might shorten their lifespan in challenging environments. However, for regions with mild weather, asphalt shingles can be a practical and economical choice.

When deciding between the two, consider your local climate and what you need in the long run to make the best choice for your home.

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